Methodology & Transparency

RoofCheck.AI is an AI-powered consumer protection platform. Here we disclose how our analyses work, what data we use, and how we are funded.

1Transparency & Funding

✓No product sales — we do not sell solar systems, insurance or other products.
✓Transparent funding — we are funded through referral fees (lead fees) from partner companies after explicit user consent. No commissions on contracts concluded.
✓Funded via B2B service fees: We provide technical risk analyses (scores, forecasts) as a data service to insurance partners in our network. Remuneration is a service fee, not a commission.

2Data Sources

PVGIS (EU JRC)

Europe-wide solar irradiation data from the EU Joint Research Centre

EN 1991-1-4 Eurocode

European wind load/hail/climate standards for 30 countries

Eurostat

Current electricity prices per country (EUR/kWh)

Gemini AI (Google)

AI model for policy analysis and damage assessment

3Industry-Standard Minimum Criteria for PV Insurance

Our Coverage Gap Check tests PV insurance policies against 13 minimum criteria, based on industry-standard minimum criteria for PV insurance policies. 7 required + 6 recommended criteria:

PFLICHTFire, Storm, Hail

PFLICHTLightning + Overvoltage

PFLICHTShort Circuit

PFLICHTOperator Liability

PFLICHTBattery Storage Coverage

PFLICHTSnow Load + Avalanches

PFLICHTMoisture, Frost, Ice

EMPF.Theft

EMPF.Yield Loss

EMPF.Animal Bite (Marten)

EMPF.Gross Negligence

EMPF.Operator Error

EMPF.Water Damage

4EU AI Act Compliance

Risk Class

Limited Risk

EU AI Act Art. 52

AI Model

Gemini

Generative, no biometrics

Human Review

Recommended

AI result is not expert advice

Our AI makes no legally binding decisions. All analyses are for information only and do not replace professional advice. You can request a human review at any time: datenschutz@roofcheck.ai

5Legal Framework

✓Not an insurance intermediary within the meaning of Section 34d GewO — technical risk analysis, no contract brokerage.
✓GDPR-compliant — data shared only with express consent (Art. 6(1)(a)). Shared with partner companies in our network in your region.
✓Consent can be revoked at any time via email to support@roofcheck.ai (GDPR Art. 7(3)).

6Country-Specific Adaptation

All analyses are automatically adapted to your country:

DE/AT/CHEEG, VDE standards, wind load zones, postal code-based hail index

FRMaPrimeRenov', RGE, RE2020

ITSuperbonus, GSE, CEI

ESIDAE, RD 244/2019

NLSDE++, NEN 7250

PLMoj Prad, OZE

PTSERUP, DGEG

GBMCS, SEG, UK GDPR

Last updated: March 2026 | Questions about methodology: datenschutz@roofcheck.ai